LokOS
Livelihoods

Designing and implementing LokOS, an SHG profiling and accounting application, to enable better livelihoods and financial inclusion for rural SHG women.

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Unique Aadhaar de-duplicated SHG members' profile created on LokOS application
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Cluster Level Federations updated their historical transactions
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Community Resource Person (eBook Keepers) trained and onboarded to use LokOS at field level
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Our Impact

Process for bank loan application of SHG members simplified- by avoiding duplication of documentation and auto-fetching data from LokOS.
Clarity provided to NRLM (National Rural Livelihoods Mission) and SRLMs (State Rural Liveliehoods Mission) on the usage of Revolving Fund and Community Investment Fund released over the last decade.
NRLM technology systems (earlier spread across 10+ distinct products) simplified into a single platform.
Developed LokOS profile APIs and integrated with key databases like MGNREGS, UP Family ID, etc

GDi team conducting an awareness session with SHG members

GDi leads a focused group discussion embracing grassroot feedback

LokOS website upgraded to streamline and digitise operations of SHGs

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Our Initiatives

Built Mobile Tools for Financial Record-Keeping
Designed a mobile application with provision to capture 50+ profile related indicators and books of accounts for creation of credit history.
Digital Adoption Across 10 Crore Users
Ensured use of application among 10 Cr. SHG women and 7L E-bookkeepers through NRLM and SRLM networks.
Leveraged Data for Livelihoods and Financial Inclusion
Strategised and designed use cases of the data being collected for better livelihoods and financial inclusion.

Insights

It Takes a Village to Raise a Village [read more]